Commercial bank liquidity management as a component of its financial stability

Natalya Shira

doi:10.12737/12078

COMMERCIAL BANK LIQUIDITY MANAGEMENT AS A COMPONENT OF ITS FINANCIAL STABILITY Commercial bank liquidity management as a component of its financial stability

АА Аа

Published in Russian Journal of Management · Pages 261–269 · Rubric: Financial management

DOI: https://doi.org/10.12737/12078

Received: 09.07.2015 Accepted: 21.07.2015 Published: 21.07.2015 Language of publication: RUS

Authors

Natalya Shira

ABSTRACT

The article describes the concept of commercial bank liquidity management. The algorithm for commercial bank liquidity management, with the help of which the bank has the ability to identify liquidity reduction objects, identify threats that have impact on banking institution liquidity,is offered. The ways of maintaining the bank liquidity, which include the introduction of new competitive products, improving credit and deposit policy, cooperation with insurance companies and the like, are determined.

KEYWORDS

liquidity, liquidity risk, commercial bank liquidity management, anticrisis commercial bank liquidity management

Text

Усиление конкуренции между банками, рост дефицита банковских ресурсов, неопределенность экономической среды, вызванные обострением мирового финансового кризиса, обусловливают повышенное внимание банков к управлению ликвидностью. Ликвидность является важной системной характеристикой банка, свидетельствует о финансовой стабильности, способности банка расширять объемы активных операций и противостоять негативным последствиям кризисных ситуаций.
Сама ликвидность банковского учреждения зависит от многих факторов: это и его политика в отношении выбора ликвидности активов, надежности клиентов, политическая и экономическая стабильность страны и т.д., но решающим фактором в оценке ликвидности остается сбалансированность между активами и пассивами.

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This work is licensed under Creative Commons Attribution-NonCommercial 4.0 International

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Chief editor

Aleksandr Suglobov

a_suglobov@mail.ru

Deputy Editor-in-chief

Aleksey S. Mindrin

Publishing editor

Nadezhda Troitskaya

nn2209@mail.ru +7(915)259-03-86

This work is licensed under Creative Commons Attribution-NonCommercial 4.0 International Creative Commons

GOST

Shira N. Commercial bank liquidity management as a component of its financial stability // Russian Journal of Management. 2015. no. 3. pp. 261-269. DOI: https://doi.org/10.12737/12078. (Date of access 10.09.2026).

MLA

Natalya Shira. "Commercial bank liquidity management as a component of its financial stability." Russian Journal of Management 3.3 (2015): 261-269. DOI: https://doi.org/10.12737/12078.

APA

Shira N. (2015). Commercial bank liquidity management as a component of its financial stability. Russian Journal of Management, 3(3), 261-269. https://doi.org/10.12737/12078

Chicago

Natalya Shira. "Commercial bank liquidity management as a component of its financial stability." Russian Journal of Management 3, no. 3 (2015): 261-269. https://doi.org/10.12737/12078.

WIKI

{{cite journal | author = Shira N. | title = Commercial bank liquidity management as a component of its financial stability | journal = Russian Journal of Management | year = 2015 | volume = 3 | issue = 3 | pages = 261-269 | doi = 10.12737/12078 }}

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COMMERCIAL BANK LIQUIDITY MANAGEMENT AS A COMPONENT OF ITS FINANCIAL STABILITY Commercial bank liquidity management as a component of its financial stability

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