student from 01.01.2021 to 01.01.2025
from 01.01.2013 until now
Lyubercy, Moscow, Russian Federation
VAC 5.2.1 Экономическая теория
VAC 5.2.4 Финансы
VAC 5.2.5 Мировая экономика
VAC 5.2.6 Менеджмент
VAC 5.2.7 Государственное и муниципальное управление
UDK 33 Экономика. Народное хозяйство. Экономические науки
GRNTI 06.00 ЭКОНОМИКА И ЭКОНОМИЧЕСКИЕ НАУКИ
OKSO 38.00.00 Экономика и управление
BBK 65 Экономика. Экономические науки
TBK 7 ОБЩЕСТВЕННЫЕ НАУКИ. ЭКОНОМИКА. ПРАВО.
BISAC BUS BUSINESS & ECONOMICS
The article analyzes the possibilities of using RegTech technologies in the system of combating financial crimes in the context of the digital transformation of the financial sector. With the growth of data volumes and the complexity of financial crime mechanisms, traditional methods of combating offenses are becoming less effective, which requires the implementation of innovative solutions. RegTech, which are automated technologies, ensure the optimization of regulatory compliance processes through compliance systematization, improvement of decision-making mechanisms and modernization of reporting. The article considers key technologies for comprehensive verification of participants in financial transactions, as well as their integration with biometrics and behavioral analysis. Attention is also paid to international RegTech platforms that ensure the interoperability of verification systems and compliance with global standards. In addition, the main problems associated with the use of RegTech in the system of combating financial crimes are considered, and solutions to the identified problems are proposed.
digital transformation, financial crime, compliance automation, regulatory technologies, artificial intelligence, financial security
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2. CB Insights. Regtech 102: The Evolution Of Regtech And The Future Of Regulatory Compliance. 09.01.2018. [Electronic resource] URL: https://www.cbinsights.com/research/regtech-four-phases-expert-intelligence/
3. The main directions of development of suptech and regtech technologies for the period 2024-2027. — Moscow: Bank of Russia, 2024. [Electronic resource] URL: https://www.cbr.ru/content/document/file/120709/suptech_regtech_2021-2023.pdf
4. Technologies for combating financial crime in 2024. // Plus World. [Electronic resource] URL: https://plusworld.ru/articles/58068/
5. Piskarev D.M. Digital regulatory technologies: essence, types // Bulletin of the Plekhanov Russian University of Economics. — 2018. — No. 1 (21). — P. 153–159.
6. Popova, A. V. 4.5. Internal control in the mechanism for combating corruption / A. V. Popova, A. E. Suglobov // Audit and financial analysis. – 2018. – No. 1. – P. 134-138.
7. Chumak, G. V. Application of the method of manual assessment of counterparties in combating corporate fraud / G. V. Chumak, A. E. Suglobov, E. A. Telkova // Russian Journal of Management. – 2022. – Vol. 10, No. 1. – P. 71-75.
