00557naa#a2200169#i#450# EN\RIOR\bibl\67149 20241121215212.4 2409-6024 20230805b2023####ek#y0engy0150####ca RU Realities and prospects of rural mortgages in rural housing policy Journal article Moscow Publishing Center RIOR 2023 10 с. Journal article local Политика жилищного строительства. 332.82 Skal'naya Marina Mikhailovna rusjm.ru