00704naa#a2200181#i#450# EN\RIOR\bibl\131083 20260723201506.4 2409-6024 20260723b2026####ek#y0engy0150####ca RU DIGITAL TRANSFORMATION OF TRAVEL EXPENSE MANAGEMENT IN THE BANKING SECTOR: IMPLEMENTATION EXPERIENCE AND ECONOMIC EFFECT ASSESSMENT Journal article Moscow Publishing Center RIOR 2026 11 с. Journal article local Экономика. Народное хозяйство. Экономические науки. 33 Andreeva Anastasiya Aleksandrovna Troitskaya Nadezhda Nikolaevna rusjm.ru