00704naa#a2200181#i#4500001002000000005001700020011001400037100004100051102000700092200015300099210004100252215001100293608002700304675010300331700003900434700003600473856001300509EN\RIOR\bibl\13108320260723201447.4##a2409-6024##a20260723b2026####ek#y0engy0150####ca##aRU1#aDIGITAL TRANSFORMATION OF TRAVEL EXPENSE MANAGEMENT IN THE BANKING SECTOR: IMPLEMENTATION EXPERIENCE AND ECONOMIC EFFECT ASSESSMENTeJournal article1#aMoscowcPublishing Center RIORd2026##a11 с.##aJournal article2local##aЭкономика. Народное хозяйство. Экономические науки. 33#1aAndreevagAnastasiya Aleksandrovna#1aTroitskayagNadezhda Nikolaevna4#arusjm.ru