TY  JOUR
TI  DIGITAL TRANSFORMATION OF TRAVEL EXPENSE MANAGEMENT IN THE BANKING SECTOR: IMPLEMENTATION EXPERIENCE AND ECONOMIC EFFECT ASSESSMENT
KW  business process digitalization
KW  travel expense management
KW  advance report
KW  accounting automation
KW  API integration
KW  banking sector
KW  TDABC
KW  operational efficiency
JO  Russian Journal of Management
AU  Andreeva, A.A.
AU  Troitskaya, N.N.
PY  2026
IS  14
PB  Publishing Center RIOR