%0 Journal Article
%T DIGITAL TRANSFORMATION OF TRAVEL EXPENSE MANAGEMENT IN THE BANKING SECTOR: IMPLEMENTATION EXPERIENCE AND ECONOMIC EFFECT ASSESSMENT
%A Andreeva, A.A.
%A Troitskaya, N.N.
%K business process digitalization, travel expense management, advance report, accounting automation, API integration, banking sector, TDABC, operational efficiency
%J Russian Journal of Management
%D 2026
%N 14
%P 11
%I Publishing Center RIOR