@article{Andreeva2026digital, author={Andreeva, A.A. and Troitskaya, N.N.}, title={DIGITAL TRANSFORMATION OF TRAVEL EXPENSE MANAGEMENT IN THE BANKING SECTOR: IMPLEMENTATION EXPERIENCE AND ECONOMIC EFFECT ASSESSMENT}, journal={Russian Journal of Management}, publisher={Publishing Center RIOR}, year={2026}, pages={489-500}, volume={14}, issue={6}, }